Travel News from Essential Travel

Travel News from Essential Travel
For the very latest information - check out our Travel News section.

Essential Travel Insurance
Essential Travel is one of the UK's leading direct sell travel insurance providers. We help provide peace of mind to thousands of holiday makers each year. Our policies cover a wide range holidays from simply relaxing on the beach in Spain to bungee jumping in New Zealand.

Book with Confidence : Essential Travel and AXA
Essential Travel has teamed up with AXA Insurance UK plc, No.1 UK travel insurer (Mintel report August 2006) to help provide you complete peace of mind on your holiday.

24 Hour Emergency Assistance
All of our policies include access to a 24 Hour Emergency Assistance Helpline which can provide multi-lingual assistance, anywhere in the world, for the duration of your holiday.

Book Online: It's quick and easy
Booking your holiday insurance online with Essential Travel is quick and simple. Our policies can be adapted to your individual needs, you only pay for the cover you actually need. Our standard policy is ideal for a typical holiday and can be extended to include cover for skiing, snowboarding and a wide range of adventure activities. If you travel more than once a year, check out our annual travel policies, which provide insurance cover for every trip you take in a 12 month period.

Pre-Existing Medical Conditions
Any health or medical condition that exists, that has been diagnosed, treated, known about or has been/or is currently under investigation prior to the start date of the policy is classed as pre-existing. Failure to disclose a medical condition could lead to cover being invalid.

The definitions below define the term broadly; if you are unsure you should telephone medical screening to be on the safe side. Failure to disclose any conditions could jeopardise your cover.

For advice and assistance, please contact AXA Medical Helpline on 0870 066 2732

1). Firstly are you aware of anything that may cause you or anyone in the traveling party to cancel or curtail your trip? such as the poor health of yourself, anyone in the traveling party a close member of your family or business partner. A current condition will be classed as pre-existing and will be excluded from cover on our policy.

2). Have you ever suffered from any chronic or recurring illness for which you have received treatment or been a hospital in-patient? Examples; Heart, Lung, Cancer, but to name a few.

3). Are you waiting for the results of tests or investigations for an existing medical condition?

4). Have you been advised not to travel by a doctor?

5). Have you been diagnosed as having a terminal illness?

6). Are you receiving, recovering from, or on a waiting list for in-patient treatment in a hospital or nursing home or taking any prescribed medication?

For advice and assistance, please contact AXA Medical Helpline on 0870 066 2732.

This is not a private medical insurance policy and only gives cover in the event of accident or illness if emergency medical treatment is required.
This policy is only available to you if you are a permanent resident in the United Kingdom and are registered with a Medical Practitioner in the United Kingdom.

All our policies must start and finish in the UK (including the Channel Islands).

If you are an Irish resident please visit our travel insurance Eire page.

If you are a USA resident please visit our USA travel insurance page.
A single trip is a one-off trip or holiday e.g. a two week summer holiday to Spain. A single trip policy can be taken out for any available geographic location. Single trip policies are available for UK residents only.

An Annual Multi Trip policy will cover you for a 12 month period. You can travel as many times as you like during this time and each individual trip can last up to 45 days. Annual policies are available for UK residents only. Annual Multi Trip with Wintersports covers you for a maximum of 17 days winter sports.

Backpacker policies are designed for people who want to take an extended trip, ideal for those on a gap year or student vacation. You will be covered for up to 12 months on a backpacker policy. Backpacker cover cannot be extended while you are out of the country and ceases upon your return home. Backpacker policies are available for UK residents only.